Does your medical insurance plan sound like a foreign
language or alphabet soup? You are not alone; the insurance maze
of complicated terms can and will intimidate you. Remember you
are the insurance companies' customer and without you they would not
survive. Take on the problem just like it was a retail store
where you received poor service or a bad product.
Investigate the bills and explanation of benefits like your credit card or bank
Never assume that your doctor's staff will handle it for you.
Study your benefit book before you need it.
Utilize providers listed in the book to save money.
Research and know your plan and know your options.
Advocate your patient's rights by appealing.
Never give up and don't give in.
Call the customer service department of your insurance carrier.
yourself- it save you money and time.
I hope that you have found this helpful
to gain a better basic understanding in order that you can start to
manage your medical insurance plan. I have other tips to help you
organize your paperwork, how to know if your claim is paid correctly,
and how to appeal a denial by effectively communicating with your
insurance company. Or, if you just don't want the hassle, you can
hire me as your Patient Advocate.
Mary Jane Stull, CAP
1111 Harvest Circle
Mishawaka, IN 46544
COPYRIGHT 2000 - 2008 The Patient's Advocate, Inc.,
Last modified April 12, 2009